CBK Licences 19 More Mobile Lenders: Here’s The Full List
The Central Bank of Kenya (CBK) has announced the licensing of an additional 19 Digital Credit Providers (DCPs).
This is pursuant to Section 59(2) of the Central Bank of Kenya Act (CBK Act). This brings the number of licensed DCPs to 51 following the licensing of 32 DCPs announced in March 2023.
“CBK has received 480 applications since March 2022 and has worked closely with the applicants in reviewing their applications. Additionally, CBK has engaged other regulators and agencies pertinent to the licensing process, including the Office of the Data Protection Commissioner,” CBK stated.
“The focus of the engagements has been inter alia on business models, consumer protection and fitness and propriety of proposed shareholders, directors, and management. This is to ensure adherence to the relevant laws and importantly that the interests of customers are safeguarded. We acknowledge the efforts of the applicants and the support of other regulators and agencies in this process.”
Other applicants are at different stages in the process, largely awaiting the submission of requisite documentation. We urge these applicants to submit the pending documentation expeditiously to enable completion of the review of their applications.
The licensing and oversight of DCPs as indicated previously, was precipitated by concerns raised by the public about the predatory practices of the unregulated DCPs, and in particular, their high cost, unethical debt collection practices, and the abuse of personal information.
| 1. | Anjoy Credit Limited Postal Address: P.O. Box 40583 – 00100, Nairobi Telephone: +254769984360 Email: info@anjoycredit.com Physical Address: Transnational House 1st Floor, Mama Ngina Street, Nairobi |
| 2. | Asante FS East Africa Limited Postal Address: P.O. Box 13796 – 00800, Nairobi Telephone: +254111017500 Email: info@asantefinancegroup.com Physical Address: Delta Corner Towers, 3rd Floor, Waiyaki Way, Westlands, Nairobi |
| 3. | Autochek Limited Postal Address: P.O. Box 49393-00100, G.P.O Nairobi Telephone: +254720994511 Email: autochekenya@gmail.com Physical Address: General Mathenge Drive, The Promenade, Nairobi |
| 4. | Azura Credit Limited Postal Address: P.O. Box 30834 – 00100, Nairobi Telephone: +254705903265 Email: azurakenyacredit@gmail.com Physical Address: Top Plaza, Kilimani Street, Kindaruma Lane, Westlands, Nairobi |
| 5. | Ceres Tech Limited Postal Address: P.O. Box 50047 – 00100, GPO, Nairobi Telephone: +254702038679 Email: cerestechltdke@gmail.com Physical Address: Victoria Court, Abacus Lane, Ruaraka, Nairobi |
| 6. | Chapeo Capital Limited Postal Address: P.O. Box 14363 – 00800, Nairobi Telephone: +254725235235/ +254738235000 Email: info@chapeo.co.ke; loan@chapeo.co.ke Physical Address: 33 Spring Valley Road, Nairobi |
| 7. | Chime Capital Limited Postal Address: P.O. Box 7255 Eastleigh, Nairobi Telephone: +254720990601 Official Email: accounts@chime.llc Physical Address: Agip House, Harambee Avenue, Nairobi |
| 8. | Colkos Enterprises Limited Postal Address: P.O. Box 22813 – 0505, Ngong Road, Nairobi Telephone: +254722253228/+254741129129 Email: info@colkos.com Physical Address: Amani Court, Near Adams Arcade, Nairobi |
| 9. | Creditarea Capital Limited Postal Address: P.O. Box 7640-00600, Nairobi Telephone: +254709462700 Email: help@kashbean.co.ke Physical Address: Baba Dogo, Business Park, Eastlands, Off Outering Road, Spect Godown No.3, Nairobi |
| 10. | Decimal Capital Limited Postal Address: P.O. Box 5077-00100, Nairobi Telephone: +254721858774 Email: decimalcapital@gmail.com Physical Address: Nachu Plaza, 9th Floor, Kiambere Road, Upperhill, Nairobi |
| 11. | Dexintec Kenya Limited Postal Address: P. O. Box. 103818 – 00100, Nairobi Telephone: +254727620547 Email: info@ke.dexintec.com Physical Address: Cardinal Otunga Plaza, Koinange Road, Starehe District, Nairobi |
| 12. | EDOMX Limited Postal Address: P.O. Box 797-00606, Nairobi Telephone: +254701220220 Email: legal@edomx.com Physical Address: The Address, 16th Floor, Muthangari Drive, Westlands, Nairobi |
| 13. | Extend Money Services Limited Postal Address: P.O. Box 21735 – 00100, Nairobi Telephone: +254 709503 000 Email: info@extendmoney.co.ke Physical Address: 4th Floor, Suite 6G, Vision Plaza, Mombasa Road, Nairobi |
| 14. | Factorhouse Limited Postal Address: P. O. Box 70- 00618, Nairobi Telephone: +254726770992 Email: mwangi@factorhouseltd.com Physical Address: 5th Floor, Liberty Plaza, Mombasa Road, Nairobi |
| 15. | Fezotech Kenya Limited Postal Address: P. O. Box 21188 00100 – GPO, Nairobi Telephone: +254 111753435 Email: fezotechkenya@gmail.com /fezotechk@gmail.com Physical Address: The Arch Place Building, Kilimani Road, Westlands District, Nairobi |
| 16. | Fortune Credit Limited Postal Address: P.O. Box 4237-00506, Nairobi Telephone: +254722982474 Email: info@fortunecredit.co.ke Physical Address: Enwealth Business Centre, Ngong Lane, Nairobi |
| 17. | Fourth Generation Capital Limited Postal Address: P.O. Box 287-00502, Karen, Nairobi Telephone: +254113862239 Email: compliance@4g-capital.com / legal@4g-capital.com Physical Address: Africa Reit Lane, Africa Reit House, Nairobi |
| 18. | Getcash Capital Limited Postal Address: P.O. Box 15682-00503, Mbagathi, Nairobi Telephone: +254736276000 Email: info@getcashcapital.co.ke Physical Address: Devcon House, 2nd Floor, Lunga Lunga, Nairobi |
| 19. | Giando Africa Limited (Trading as Flash Credit Africa) Postal Address: P.O. Box 0706934558 – 00100 Sarit Centre Telephone: +254713948254 Email: hello@flashcreditafrica.com Physical Address: Krishna Center, Woodvale Groove, Nairobi |
| 20. | Inventure Mobile Limited (Trading as Tala) Postal Address: P.O. Box 35523 – 00100, Nairobi Telephone: 0800720597 (toll free) Email: hellokenya@talamobile.com Physical Address: The Oval, 6th Floor, Wing A, Ring Road, Westlands, Nairobi |
| 21. | Jijenge Credit Limited Postal Address: P.O. Box 9578 – 00200, Nairobi Telephone: +254722843770 / +254 717282727 / +254 711282727 Email: petermacharia@jijengecredit.com Physical Address: 6th Floor Suites 604/605, Town House, Kaunda Street, Nairobi |
| 22. | Jumo Kenya Limited Postal Address: P.O. Box 10643 – 00100, Nairobi Telephone: +254787777771 Email: contact@jumo.world Physical Address: Ikigai Nairobi, Merchant Square, Riverside Drive, Nairobi |
| 23. | Kweli Smart Solutions Limited Postal Address: P.O. Box 53431-00200, Nairobi Telephone: +254791578693 Email: sema@ksmart.tech Physical Address: 2nd Floor, Eaton Place, UN Crescent Avenue, Nairobi |
| 24. | Letshego Kenya Ltd Postal Address: P.O. Box 52926 – 00200, Nairobi Telephone: +254730687000 Email: kenya@letshego.com Physical Address: 316 Upper Hill Chambers, 7th Floor, 2nd Ngong Avenue, Nairobi |
| 25. | Lipa Later Limited Postal Address: P.O. Box 43537 – 00100, Nairobi Telephone: +254709684000 Email: info@lipalater.com Physical Address: Lipa Later HQ, Lavington, next to Mawara Gardens, Off Olenguruone Avenue, Nairobi |
| 26. | Little Pesa Limited Postal Address: P.O. Box 39886 – 00623, Nairobi Telephone: +254746510778/+254710490126/+254746510781 Email: Info@littlepesa.com Physical Address: Reliable Towers, Mogotio Road, Westlands, Nairobi |
| 27. | Lobelitec Credit Limited Postal address: P. O. Box 51191 00100, Nairobi Telephone No: +254740006073 Email: lobeliteccredit@gmail.com Physical address: 5th Floor, Galana Plaza, Galana Rd, Nairobi |
| 28. | Maralal Ledger Limited Postal Address: P.O. Box 104949-00101 Telephone:0724 055 813 Email: info@maralalledger.com Physical Address: Feruzi Towers, Fourth Floor, Wing B, Kiambu Road |
| 29. | Marble Capital Solutions Limited Postal Address: P.O. Box 818 – 00511, Ongata Rongai Telephone: +254729141295 Email: marblecapitalsolutions@gmail.com Physical Address: 2nd Floor, Maasai Mall, Ongata Rongai |
| 30. | MKM Capital Limited Postal address: P.O Box 22715-00505, Nairobi Telephone: +254 707 039 513 Email: info@mkmcapitalglobal.co.ke Physical address: Western Heights, 4th Floor, Suite 10, Nairobi |
| 31. | MFS Technologies Limited Postal Address: P.O. Box 43250-00100, Nairobi Telephone: +254709184000 Email: info@mfs.co.ke Physical Address: Capital West, 5th Floor, Lantana Road (Off Rhapta Road), Nairobi |
| 32. | M-Kopa Loan Kenya Limited Postal Address: P.O. Box 51866 – 00100, Nairobi Telephone: +254707333222 Email: legal@m-kopa.com Physical Address: Riverside Paddocks, M-Kopa House, Nairobi |
| 33. | Mwanzo Credit Limited Postal Address: P.O. Box 33 – 00100, Nairobi Telephone: +254729670100 Email: infomwanzocreditltd@gmail.com Physical Address: Newton House, 3rd Floor, Deliverance Road, Nairobi-Namanga. |
| 34. | Mycredit Limited Postal Address: P.O. Box 21798 – 00100, Nairobi Telephone: +254711349805 Email: info@mycredit.co.ke Physical Address: ABSA Towers, 11th Floor, Loita Street, Nairobi |
| 35. | MyWagepay Limited Postal Address: P.O. Box 43844-00200, Nairobi Telephone: +254727062060 Email: ceo@mywagepay.com; Physical Address: Thika Road, Room 503C, Astrol Building (Opp Garden City), Nairobi |
| 36. | Natal Tech Limited Postal Address: P.O. Box 306 – 00241, Kitengela Telephone: +254722100213 /+254(02)114612792 Email: nataltech2022@gmail.com Physical Address: Jarju House, Namanga Road, Kitengela |
| 37. | Ngao Credit Limited Postal Address: P.O. Box 60776 – 00200, Nairobi Telephone: +254709650000 Email: info@ngaocredit.com Physical Address: 4th Floor, Morning Side Office Park, Ngong Rd, Nairobi |
| 38. | Okolea International Limited Postal Address: P.O Box 1316 – 00100, Nairobi Telephone: +254742532281 Email: info@okolea-international.com Physical Address:1st Floor, Venus Complex, Office No. 4111, Nairobi |
| 39. | Pezesha Africa Limited Postal Address: P.O. Box 22986 – 00505, Nairobi Telephone: +254755768547 Email: hello@pezesha.com Physical Address: House Number 37, Kayahwe Road, Kilimani, Nairobi |
| 40. | Pi Capital Limited Postal Address: P.O. Box 54489, City Square, Nairobi Telephone: +254759808086 Email: info@bayes.co.ke Physical Address: 5th Floor, Mitsumi Business Park, Muthithi Road, Westlands, Nairobi |
| 41. | Rewot Ciro Limited Postal Address: P.O. Box 15073 – 00400, Tom Mboya Street, Nairobi Telephone: +254715464554 Email: info@rewotciro.co.ke / rewotafrica@gmail.com Physical Address: Keekorok Building, Keekorok Road, Nairobi |
| 42. | Risine Credit Limited Postal Address: P.O. Box 25347 – 00603, GPO, Nairobi Telephone: +254793362676 Email: risinecredit@gmail.com Physical Address: Ukigai office Ninety JGO, James Gichuru Road, Nairobi |
| 43. | Senti Capital Limited Postal Address: P.O. Box 1145-00606, Nairobi Telephone: +254111021113 Email: info@senti.co.ke Physical Address: Stellato Complex, 4th Floor, Muthithi Road, Westlands, Nairobi |
| 44. | Sevi Innovation Limited Postal Address: P.O. Box 41987 – 00100, Nairobi Telephone: +254111560376 Email: partner@sevi.io Physical Address: L.R. No. 10119/4, Trio Complex, Room 311, Off Exit 7, Thika Road, Nairobi |
| 45. | Sokohela Limited Postal Address: P.O. Box 34-00502, Nairobi Telephone: +254728915511 Email: business@sokohela.com Physical Address: Rivona House, 2nd Floor, Naivasha Road, Nairobi |
| 46. | Tenakata Enterprises Limited Postal Address: P.O. Box 21605 – 00505, Nairobi Telephone: +254728888863 Email: info@tenakata.com Physical Address: 3rd Floor, Utumishi House, Mamlaka Road, Nairobi |
| 47. | UbaPesa Limited Postal Address: P. O. Box 22745 – 00100, Nairobi Telephone: +254709693000 Email: info@upabesa.com /ubapesa.ke@gmail.com Physical Address: Golf View Office Suites – Wambui Road, Muthaiga, Nairobi |
| 48. | Umoja Fanisi Limited Postal Address: P.O. Box 44165 – 00100, Nairobi Telephone: +254796250881 Email: info@umojafanisilimited.com Physical Address: Fanisi House, Mbaazi Road, Off Kingara Road, Lavington, Nairobi |
| 49. | Zanifu Limited Postal Address: P.O. Box 66877- 00800, Nairobi Telephone: +254713023159 Email: legal@zanifu.com Physical Address: Kenrail Towers, 4th Floor, Mkungu Close, Nairobi |
| 50. | Zenka Digital Limited Postal Address: P.O. Box 29107, 00100 – Nairobi Telephone: +254112480254 /+254 20 7650878 Email: info@zenka.co.ke Physical Address: Mirage Tower, Tower 2, 12th Floor, Waiyaki Way, Westlands, Nairobi |
| 51. | Zillions Credit Limited Postal Address: P.O. Box. 7640-00600, Nairobi Telephone: +254 709462300 Email: info@zashloan.com Physical Address: Spectrum Business Park, Baba Dogo, Nairobi |
